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Debtor’s Dilemma: The Economic Case for Ride-Through in the Bankruptcy Code

122 Yale L.J. 1594 (2013).

Following the 2005 amendments to the Bankruptcy Code, a Chapter 7 debtor hoping to retain an encumbered asset such as a motor vehicle after bankruptcy faces at least five options. The Bankruptcy Code allows a debtor to redeem the asset, reaffirm the debt, or convert to a Ch…